/* Sanjoy Ghosh Research — SEBI RA one-pager
   Palette: black + yellow (dark theme). System fonts (fast, self-contained). */
:root{
  /* black + yellow dark palette */
  --bg:#0e0e10; --soft:#141317; --soft-2:#1b1a1f;
  --panel:#17171b;               /* cards / panels */
  --ink:#ededea;                 /* body text */
  --head:#f7f7f3;                /* headings */
  --muted:#a4a39d;               /* muted text */
  --line:#2b2b31;                /* borders */
  --yellow:#f5c518; --yellow-2:#ffdd57; --yellow-soft:#241f0a;
  /* legacy names remapped: navy* = dark surfaces, gold* = yellow accents */
  --navy:#0a0a0c; --navy-2:#111114; --navy-3:#ffdd57;
  --gold:#f5c518; --gold-2:#ffdd57; --gold-soft:#221d08;
  --wa:#25d366; --tg:#229ed9;
  --radius:14px; --shadow:0 8px 26px rgba(0,0,0,.45);
  --maxw:1160px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:122px}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.62;font-size:16.5px;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--yellow-2);text-decoration:none}
h1,h2,h3,h4{line-height:1.22;color:var(--head);font-weight:750}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-999px;top:0;background:var(--yellow);color:#111;padding:10px 16px;z-index:200}
.skip:focus{left:8px;top:8px;border-radius:8px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;
  padding:.72em 1.4em;border-radius:10px;font-weight:650;font-size:.98rem;
  border:2px solid transparent;cursor:pointer;transition:transform .12s ease,box-shadow .12s ease,background .12s;white-space:nowrap}
.btn:hover{transform:translateY(-2px)}
.btn:focus-visible{outline:3px solid var(--yellow);outline-offset:2px}
.section-navy .btn:focus-visible,.btn-ghost.light:focus-visible{outline-color:#fff}
.btn-gold{background:var(--yellow);color:#111;box-shadow:0 4px 16px rgba(245,197,24,.28)}
.btn-gold:hover{background:var(--yellow-2)}
.btn-ghost{background:transparent;border-color:var(--yellow);color:var(--yellow)}
.btn-ghost.light{border-color:#fff;color:#fff}
.btn-wa{background:#0e7d3c;color:#fff}
.btn-tg{background:#1670a0;color:#fff}
.btn.full{width:100%}

/* utility bar (accessibility controls) — sticky above the header */
.util-bar{background:var(--navy);color:#e6e6e2;position:sticky;top:0;z-index:101;border-bottom:1px solid var(--line)}
.util-inner{display:flex;align-items:center;gap:12px;height:40px;flex-wrap:nowrap}
.util-phone{color:#d2d2cd;font-weight:600;display:inline-flex;align-items:center;gap:7px;font-size:.86rem}
.util-phone:hover{color:var(--yellow-2)}
.a11y-bar{display:flex;align-items:center;gap:10px;margin-left:auto}
.a11y-size{display:inline-flex;border:1px solid rgba(255,255,255,.28);border-radius:8px;overflow:hidden}
.a11y-btn{background:transparent;color:#f0f0ec;border:0;border-right:1px solid rgba(255,255,255,.2);
  min-width:34px;height:28px;font-weight:800;cursor:pointer;font-size:.9rem;padding:0 8px;line-height:1}
.a11y-btn:first-child{font-size:.8rem}.a11y-btn:last-child{border-right:0}
.a11y-btn:hover{background:rgba(255,255,255,.16)}
.a11y-btn:focus-visible{outline:2px solid var(--yellow);outline-offset:-2px}
.a11y-open{display:inline-flex;align-items:center;gap:6px;background:var(--yellow);color:#111;border:0;
  border-radius:8px;padding:5px 12px;font-weight:700;font-size:.85rem;cursor:pointer}
.a11y-open:hover{background:var(--yellow-2)}
.a11y-open:focus-visible{outline:2px solid var(--yellow-2);outline-offset:2px}
@media(max-width:520px){.util-phone{display:none}.util-inner{justify-content:flex-end}}

/* header */
.site-head{position:sticky;top:40px;z-index:100;background:rgba(12,12,14,.9);
  backdrop-filter:saturate(1.2) blur(8px);border-bottom:1px solid var(--line)}
.head-inner{display:flex;align-items:center;gap:20px;height:70px}
.brand img{height:46px;width:auto}
.nav{display:flex;gap:22px;margin-left:auto}
.nav a{color:var(--ink);font-weight:600;font-size:.96rem;padding:6px 2px;border-bottom:2px solid transparent}
.nav a:hover{color:var(--yellow);border-color:var(--yellow)}
.head-cta{padding:.55em 1.1em}
.menu-btn{display:none;background:none;border:0;font-size:1.6rem;color:var(--yellow);cursor:pointer}

/* hero */
.hero{background:
   radial-gradient(1100px 480px at 82% -10%,rgba(245,197,24,.10),transparent 60%),
   linear-gradient(180deg,#141310,var(--bg));
  border-bottom:1px solid var(--line);padding:64px 0 54px}
.hero-inner{display:grid;grid-template-columns:1.25fr .9fr;gap:48px;align-items:center}
.eyebrow{display:inline-block;background:var(--yellow-soft);color:var(--yellow-2);font-weight:700;
  font-size:.82rem;letter-spacing:.03em;padding:.4em .9em;border-radius:100px;margin-bottom:16px;border:1px solid rgba(245,197,24,.3)}
.hero h1{font-size:clamp(2.4rem,5vw,3.5rem);letter-spacing:-.01em;color:var(--yellow)}
.hero-sub{color:#cbcbc5;font-size:1.1rem;margin:16px 0 22px;max-width:36em}
.badges{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:26px}
.badge{display:flex;flex-direction:column;background:var(--panel);border:1px solid var(--line);
  border-left:4px solid var(--yellow);border-radius:10px;padding:10px 14px;font-weight:750;color:var(--head);
  font-size:.95rem;box-shadow:var(--shadow)}
.badge small{font-weight:600;color:var(--muted);font-size:.74rem;margin-top:2px;letter-spacing:.02em}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.disclaimer-inline{margin-top:18px;color:var(--muted);font-size:.86rem;font-style:italic}
.hero-photo{position:relative;justify-self:center}
.hero-photo>img{width:340px;max-width:100%;filter:drop-shadow(0 18px 34px rgba(0,0,0,.6));
  background:radial-gradient(circle at 50% 40%,var(--soft-2),transparent 70%);border-radius:16px}
.photo-tag{position:absolute;left:50%;transform:translateX(-50%);bottom:-6px;background:var(--yellow);
  color:#111;padding:8px 18px;border-radius:10px;text-align:center;box-shadow:var(--shadow);min-width:200px}
.photo-tag strong{display:block;font-size:1rem;color:#111}
.photo-tag span{font-size:.76rem;color:#3a2f00;letter-spacing:.04em;text-transform:uppercase;font-weight:700}

/* sections */
.section{padding:66px 0}
.section-soft{background:var(--soft)}
.sec-head{margin-bottom:34px;max-width:44em}
.sec-head.center{margin:0 auto 30px;text-align:center}
.kicker{display:inline-block;color:var(--yellow);font-weight:800;letter-spacing:.12em;
  text-transform:uppercase;font-size:.78rem;margin-bottom:8px}
.kicker.gold{color:var(--yellow-2)}
.sec-head h2{font-size:clamp(1.6rem,3.4vw,2.25rem)}
.sec-note{color:var(--muted);margin-top:10px;font-size:.98rem}
.lead{font-size:1.12rem;color:#d7d7d1;max-width:52em;margin-bottom:26px}

/* cards */
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:30px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card h3{font-size:1.08rem;margin-bottom:8px;position:relative;padding-left:14px}
.card h3::before{content:"";position:absolute;left:0;top:.15em;height:1em;width:4px;background:var(--yellow);border-radius:3px}
.card p{color:var(--muted);font-size:.95rem}
.card-why{border-top:3px solid var(--yellow)}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:8px}
.stat{background:var(--navy);border:1px solid var(--line);color:#fff;border-radius:var(--radius);padding:20px;text-align:center}
.stat strong{display:block;font-size:1.5rem;color:var(--yellow)}
.stat span{font-size:.82rem;color:#c9c9c3}

/* packages */
.pkg-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;align-items:start}
.pkg{position:relative;background:var(--panel);border:1px solid var(--line);border-radius:16px;padding:26px 22px;
  box-shadow:var(--shadow);display:flex;flex-direction:column;height:100%}
.pkg.featured{border:2px solid var(--yellow);box-shadow:0 14px 40px rgba(245,197,24,.18)}
.pkg-badge{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--yellow);
  color:#111;font-weight:800;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;padding:5px 14px;border-radius:100px}
.pkg-code{display:inline-block;background:var(--yellow);color:#111;font-weight:800;
  letter-spacing:.08em;padding:4px 12px;border-radius:8px;font-size:.82rem}
.pkg-head h3{font-size:1.28rem;margin:10px 0 4px}
.pkg-tag{color:var(--yellow);font-weight:700;font-size:.86rem;text-transform:uppercase;letter-spacing:.04em}
.pkg-desc{color:var(--muted);font-size:.92rem;margin:12px 0 14px}
.tick{list-style:none;display:flex;flex-direction:column;gap:8px;margin:6px 0 16px}
.tick li{position:relative;padding-left:26px;font-size:.92rem;color:#cecec8}
.tick li::before{content:"✓";position:absolute;left:0;top:0;color:var(--yellow);font-weight:900;
  background:rgba(245,197,24,.16);width:18px;height:18px;border-radius:50%;display:grid;place-items:center;font-size:.7rem}
.price-box{margin-top:auto;border-top:1px dashed var(--line);padding-top:12px;margin-bottom:16px}
.price-row{display:flex;justify-content:space-between;align-items:center;padding:6px 0;font-size:.94rem}
.pr-term{color:var(--muted)}
.pr-amt s{color:#8f8f88;margin-right:6px;font-size:.86rem}
.pr-amt strong{color:var(--yellow);font-size:1.12rem}
.fine{color:var(--muted);font-size:.84rem;margin-top:22px;text-align:center;max-width:60em;margin-inline:auto}

/* compliance snapshot */
.snapshot{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);margin-bottom:30px}
.snapshot h3{margin-bottom:14px}
.snap-table{width:100%;border-collapse:collapse}
.snap-table th,.snap-table td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);font-size:.94rem;vertical-align:top}
.snap-table th{width:210px;color:var(--muted);font-weight:650}
.gen-disc{margin-top:16px;color:var(--muted);font-size:.9rem;background:var(--soft);padding:14px;border-radius:10px;border-left:3px solid var(--yellow)}

/* accordions */
.acc-title{margin:6px 0 14px}
.acc-list{display:flex;flex-direction:column;gap:10px}
.acc{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:var(--panel)}
.acc-btn{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;
  background:var(--panel);border:0;padding:16px 20px;font-size:1.02rem;font-weight:700;color:var(--head);cursor:pointer;text-align:left}
.acc-btn:hover{background:var(--soft)}
.acc-btn:focus-visible{outline:3px solid var(--yellow);outline-offset:-3px}
.acc-ico{font-size:1.5rem;color:var(--yellow);transition:transform .2s;line-height:1}
.acc-btn[aria-expanded="true"] .acc-ico{transform:rotate(45deg)}
.acc-panel{max-height:0;overflow:hidden;transition:max-height .3s ease;padding:0 20px;background:var(--soft)}
.acc-panel.open{max-height:4000px;padding:6px 20px 20px}
.acc-panel h4{margin:14px 0 6px;font-size:1rem}
.acc-panel h5{margin:10px 0 4px;font-size:.94rem;color:var(--yellow-2)}
.acc-panel p{color:#cbcbc5;font-size:.92rem;margin:6px 0}
.acc-panel .tick{margin:8px 0}
.acc-panel .tick li{color:#cbcbc5}

/* complaints table + period dropdown */
.complaints{margin-top:34px;background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.complaints-head{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:14px}
.complaints-head h3{margin:0}
.cd{position:relative}
.cd-toggle{display:inline-flex;align-items:center;gap:8px;background:var(--soft);border:1px solid var(--line);
  color:var(--yellow);font-weight:750;font-size:1rem;padding:7px 14px;border-radius:9px;cursor:pointer}
.cd-toggle:hover{border-color:var(--yellow)}
.cd-toggle:focus-visible{outline:3px solid var(--yellow);outline-offset:2px}
.cd-toggle svg{transition:transform .2s}
.cd-toggle[aria-expanded="true"] svg{transform:rotate(180deg)}
.cd-menu{position:absolute;top:calc(100% + 6px);left:0;min-width:190px;background:var(--panel);border:1px solid var(--line);
  border-radius:10px;box-shadow:var(--shadow);padding:6px;z-index:30}
.cd-menu[hidden]{display:none}
.cd-menu button{display:block;width:100%;text-align:left;background:var(--panel);border:0;border-radius:7px;
  padding:9px 12px;font-size:.95rem;color:var(--ink);cursor:pointer}
.cd-menu button:hover{background:var(--soft)}
.cd-menu button[aria-checked="true"]{background:var(--yellow);color:#111;font-weight:700}
.cd-menu button:focus-visible{outline:3px solid var(--yellow);outline-offset:-2px}
.cd-view[hidden]{display:none}
.complaints-contact{margin-top:16px;color:var(--muted);font-size:.9rem;line-height:1.7}
.complaints-contact a{color:var(--yellow-2);font-weight:600;text-decoration:underline;text-underline-offset:2px}
.table-scroll{overflow-x:auto;margin-top:12px}
.table-scroll:focus-visible{outline:3px solid var(--yellow);outline-offset:3px;border-radius:6px}
.data-table{width:100%;border-collapse:collapse;min-width:640px}
.data-table th,.data-table td{padding:11px 12px;border:1px solid var(--line);text-align:center;font-size:.9rem}
.data-table thead th{background:var(--navy);color:var(--yellow);font-weight:700}
.data-table td:first-child,.data-table th:first-child{text-align:left}
.data-table .tot{background:var(--gold-soft);font-weight:750;color:var(--head)}

/* contact */
.section-navy{background:linear-gradient(160deg,#111114,#0a0a0c);border-top:1px solid var(--line);color:#fff}
.section-navy h2{color:#fff}
.contact-inner{text-align:center}
.section-navy p{color:#c9c9c3;max-width:44em;margin-inline:auto}
.contact-btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin:26px 0 10px}
.contact-note{font-size:.92rem}
.contact-note a{color:var(--yellow-2);font-weight:700}
.follow-label{margin-top:22px;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--yellow-2);font-weight:700}
.social{display:flex;gap:12px;align-items:center;margin-top:10px}
.contact-inner .social{justify-content:center}
.social a{display:grid;place-items:center;width:42px;height:42px;border-radius:11px;
  background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.18);transition:background .15s,color .15s,transform .15s}
.social a:hover{background:var(--yellow);border-color:var(--yellow);color:#111;transform:translateY(-2px)}
.social a:focus-visible{outline:3px solid var(--yellow-2);outline-offset:2px}
.foot-col .social{margin-top:14px}

/* footer */
.site-foot{background:#0a0a0c;color:#c9c9c3;font-size:.92rem;border-top:1px solid var(--line)}
.foot-inner{display:grid;grid-template-columns:1.6fr 1fr 1.4fr;gap:30px;padding:44px 22px 26px}
.foot-logo{margin-bottom:14px;opacity:.95}
.foot-col h3{color:#fff;margin-bottom:12px;font-size:1rem}
.foot-col a{display:block;color:#c9c9c3;padding:3px 0}
.foot-col a:hover{color:var(--yellow-2)}
.foot-warn{border-top:1px solid rgba(255,255,255,.1);background:#060608}
.foot-warn .wrap{padding:18px 22px}
.foot-warn p{color:#9a9a94;font-size:.82rem;margin:5px 0}
.foot-warn .copy{color:#83837d;margin-top:12px}

/* whatsapp float */
.wa-float{position:fixed;right:18px;bottom:18px;width:56px;height:56px;border-radius:50%;
  background:#0e7d3c;display:grid;place-items:center;box-shadow:0 6px 20px rgba(0,0,0,.5);z-index:120}
.wa-float:focus-visible{outline:3px solid var(--yellow);outline-offset:3px}
/* stack the floating accessibility button directly above the WhatsApp button (right side) */
.at-aw{right:20px!important;bottom:86px!important;left:auto!important}
.at-fab{background:var(--yellow)!important;color:#111!important;border-color:#111!important}
.wa-float:hover{transform:scale(1.06)}

/* responsive */
@media(max-width:900px){
  .hero-inner{grid-template-columns:1fr;gap:34px}
  .hero-photo{order:-1}
  .grid-4{grid-template-columns:1fr 1fr}
  .pkg-grid{grid-template-columns:1fr;max-width:460px;margin-inline:auto}
  .foot-inner{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
  .nav,.head-cta{display:none}
  .nav.open{display:flex;position:absolute;top:70px;left:0;right:0;flex-direction:column;
    background:var(--panel);border-bottom:1px solid var(--line);padding:14px 22px;gap:6px;box-shadow:var(--shadow)}
  .nav.open a{padding:10px 0;border-bottom:1px solid var(--line)}
  .menu-btn{display:block;margin-left:auto}
}
@media(max-width:560px){
  .grid-2,.grid-4,.stats{grid-template-columns:1fr}
  .stats{gap:12px}
  .snap-table th{width:auto;display:block;padding-bottom:2px}
  .snap-table td{display:block;padding-top:2px;padding-bottom:12px}
  .badges{gap:8px}.badge{padding:8px 12px}
}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}